QuixoLoanEmployee Finance | Loans, Advances & Recoveries
A centralized employee financial management solution for loans, salary advances, fines, penalties and recoveries. Manage requests, approvals, repayment schedules, outstanding balances and automated payroll deductions with complete transparency.
Loan LN-2041
₹2,50,000
EMI ₹11,200 · 24 months
Outstanding balance
38%
Illustrative interface — values are sample data.
Every Loan, Advance and Recovery in One Place
From loan requests and approvals to EMIs, payroll deductions and recoveries — manage employee finance with complete transparency.
Loan Request
Employees apply for a loan online with amount, tenure and reason.
Application Management
Track every loan and advance application from one place.
Advance Salary
Let employees request a salary advance and recover it from payroll.
Approval Workflows
Route every request through the approval levels you define.
Multiple Loan Types
Configure different loan types with their own rules, once.
Loan on EMIs
Split every loan into easy monthly instalments.
Repayment Scheduling
A clear schedule showing what is due and when.
Payroll Deductions
Instalments are deducted automatically in every payroll run.
Fine Management
Record fines and penalties with reason and amount.
Payroll Recovery
Recover advances, fines and other dues through payroll.
Loan History
Every past and present loan of an employee in one timeline.
Statement Tracking
A running statement of every instalment and balance.
Reports and Analytics
See outstanding amounts, recoveries and trends in clear reports.
Every Loan, Advance and Recovery in One Place
From loan requests and approvals to EMIs, payroll deductions and recoveries — manage employee finance with complete transparency.
Apply
LN-01
Approve
AP-02
Schedule
SC-03
Deduct
PD-04
Track
ST-05
Outstanding balance
Down every month
Final instalment
₹0 due
Illustrative — five connected steps, one ledger.
From Loan Request to Final Instalment, One Clear Ledger
QuixoLoan takes every loan, advance and recovery through five connected steps, so employees, managers and finance always know what is paid and what is due.
Apply
Loan or advance request
Approve
Approval workflow and loan type rules
Schedule
EMI plan and repayment schedule
Deduct
Payroll deductions and recoveries
Track
Statements, history and reports
Complete Transparency
Employees and finance see the same balance, schedule and statement at all times.
Automatic Deductions
EMIs, advances and recoveries flow into payroll without manual follow-up.
Clear Outstanding Balances
Know exactly what is paid, what is due and what is left on every loan.
Fines Recorded Properly
Fines and penalties are logged with a reason and recovered in a fair, traceable way.
Monthly EMI
₹11,307
Total interest
₹21,364
Total payable
₹2,71,364
Illustrative calculation — actual terms follow your loan type rules.
Know Every EMI Before You Apply
Employees see how much goes to principal and how much to interest, so there are no surprises when the first deduction hits payroll.
Fixed monthly instalments
Pick the amount and tenure and see the exact EMI before applying.
Interest-free or interest-bearing
Set the rate to 0% for interest-free loans, or use the rate of your loan type.
Deducted from payroll
Every EMI is deducted automatically, so there is no manual follow-up.
Gross salary
₹60,000
Fine · Late arrival
Reason recorded
Advance recovery
Salary advance
Loan EMI
LN-2041 · 7 of 24
Net pay
Credited to employee
Illustrative — block heights are not to scale; values are sample data.
Every Deduction Explained, Down to the Rupee
EMIs, advance recoveries, fines and penalties all land on the payslip with a clear label, so employees understand exactly why their net pay is what it is.
Fines with a reason
Each fine carries a reason, date and amount that the employee can see.
Recovery your way
Recover in full or instalment-wise, adjusted directly in the payroll run.
A payslip that adds up
Every deduction appears line by line, so net pay is never a surprise.
Ready to Manage Loans, Advances & Recoveries With QuixoLoan?
Bring loan requests, approvals, repayment schedules and payroll deductions together in one transparent digital workflow.
Streamline employee finance 🚀
Fill the form and our team will contact you within 24 hours.
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